Money is just stored time. Spend both consciously.
Zenic helps you decide before you spend, not regret after. Track your money, set goals, and see what every purchase costs in days off your goal.
Free forever No credit card Import a statement in 60 seconds
They tell you what you spent. After you spent it.
Most budgeting tools are great at tracking the past. But by the time you see the spending report, the money is already gone. Zenic flips this: we help you make a better decision before you pay, not after.
Track. Categorize. Hope.
- Track what you spent
- Categorize after the fact
- Show you reports
- Hope you change next month
Think. Decide. Then spend.
- Help you think before you buy
- Show true cost as days off your goal
- Give you a 24-hour cooling-off period
- Connect every dollar to your goals
Three habits that change how you spend.
Sleep on it. Then decide.
When something big is tempting you, log it as a Purchase Thought. Zenic holds it for 24 hours, shows you what that money costs in days off your goal, and asks you to come back to it. Whatever you drop stays in your accounts.
$120 isn't $120. It's 4 days off your goal.
Zenic shows every purchase in dollars and in the days it adds to your goal, based on how much you actually set aside each month. A $48 dinner becomes 1 day. A $1,099 phone becomes 3 weeks. Same money, a unit you can feel.
Ask anything. Get answers from your actual numbers.
Most AI tools answer with generic advice. Zenic's assistant answers from your data. “Should I cancel this subscription?” “Why is my food spending up?” “What if I set aside $300 more a month?” Real answers grounded in your own transactions and goal pace.
Three steps to financial clarity.
Upload a statement. Get a budget in 60 seconds.
Drag in a PDF or CSV. Zenic categorizes every line and drafts a realistic budget from what you actually do.
Before buying, see what it costs your goals.
Open the True Cost Calculator, type the price, and see the trade-off in days off your goal. Then decide with clear eyes.
We nudge you before bills are due, never after.
Calm, well-timed reminders. No surprise overdrafts. No 1am panic.
Built for people who actually read privacy policies.
Zenic doesn't connect to your bank. You bring your numbers in by statement, receipt, voice note or by hand, so there is no banking login for us to hold in the first place.
Encrypted in transit (TLS) and at rest. We never see or store your password.
We never sell your data. We don’t show ads. We never will.
Row-level security means only you, and the family members you invite, can read your data.
Export everything whenever you want, or delete your account and it’s gone.
Try it free. Upgrade if it changes how you think.
Start free, forever. Upgrade when you're ready for more goals, more features.
Forever, not just a trial.
- Up to 3 goals
- 10 receipt scans / month
- Manual entry, CSV & 2 PDF imports / month
- 30 AI chat messages / month
- True Cost Calculator (unlimited)
Every plan includes the conscious-spending core. We don't lock the soul of the app behind a paywall.
Do I have to connect my bank account?
You can’t, and you don’t need to. Zenic has no bank linking: you add money in by uploading a PDF or CSV statement, snapping a receipt, recording a voice note, or typing it. Everything you send is encrypted in transit and at rest, and there is no banking login for us to hold.
What happens to my data if I cancel?
You can export everything to CSV at any time. If you cancel, your data is deleted from our servers within 30 days. No dark patterns, no "archived" limbo.
Is there a free trial for Pro?
Yes. 14 days, no credit card required. If you don’t upgrade, you roll back to Free automatically.
What does "days off your goal" actually mean?
Zenic knows how much you set aside toward a goal each month. A purchase is converted into how much longer that goal now takes. So $120 reads as "4 days off your goal" instead of an abstract number. No hourly wage, no guesswork about what your time is worth.
What countries do you support?
Currently the US, UK, Canada, and Australia. Bangladesh is next on our roadmap. Statement uploads work with any currency.
How does the AI Assistant work?
Ask natural-language questions like "can I afford a weekend trip?" and the assistant answers using only your data. Free includes 30 messages a month; Pro and Family are unlimited.
Can I use Zenic without paying?
Absolutely. The Free plan is genuinely free forever, not a limited trial. Upgrade only when you outgrow it.
I was tired of finance apps that made me feel bad.
I'm Sunjar. I built Zenic because every finance app I tried felt like a punishment. Track your spending, see your mistakes, feel guilty, repeat. None of them helped me actually decide better in the moment. So I built one that does. Zenic is what I needed: an app that helps me think before I spend, not regret after. If you've felt the same, I think you'll like what we're building.Sunjar, founder
Tell me what you thinkReady to spend more consciously?
Free forever No credit card Cancel Pro anytime
Or talk to us first → hi@zenic.app